Menopause medications—whether hormonal, non-hormonal, or over-the-counter—can cost anywhere from $20 to $600+ per month. But here's what most doctors won't tell you: your insurance copay is often MORE expensive than using a coupon.
We've built this comprehensive guide to help you find the lowest prices on every type of menopause medication and supplement. Whether you're on hormone replacement therapy (HRT), taking Veozah for hot flashes, or using OTC supplements like Estroven, we'll show you exactly where to find savings.
💊 By Medication Type:
💰 By Savings Strategy:
💡 Pro Tip: Scroll down to find your specific medication, or use Ctrl+F (Cmd+F on Mac) to search this page for your medication name.
| Medication (Generic/Brand) | Treatment | BuzzRx | GoodRx | Hippo | Optum Perks | SingleCare |
|---|---|---|---|---|---|---|
| Estradiol / levonorgestrel (Climara Pro) | Vaginal & Vasomotor | |||||
| Estradiol / norethindrone (Combipatch) | Vaginal & Vasomotor |
| Medication (Generic/Brand) | BuzzRx | GoodRx | Hippo | Optum Perks | SingleCare | |
|---|---|---|---|---|---|---|
| Micronized natural progesterone / Prometrium | ||||||
| Synthetic progestin / Medroxyprogesterone (Provera) |
Can't or don't want to take hormones? These FDA-approved alternatives can help.
What it is: First FDA-approved non-hormonal prescription for hot flashes
Average retail price: $550-650/month
With coupons: $300-400/month
With manufacturer savings: $0-25/month for eligible patients
Where to find coupons:
Important: Veozah requires liver function monitoring. Your first 3 months may include blood test costs (~$30-50 each).
What it is: SSRI antidepressant, FDA-approved at low doses for vasomotor symptoms
Average cost: $10-40/month with coupons
Generic available: Yes (paroxetine)
Where to find coupons:
What it is: Nerve pain medication used off-label for menopause
Average cost: $10-30/month with coupons
Prescription required: Yes
Where to find coupons:
These don't require prescriptions but can still add up quickly.
What it is: Black cohosh + soy isoflavones supplement
Retail price: $25-35/month
Where to save:
FSA/HSA Eligible? ❌ No, unless prescribed by doctor
What it is: Standardized black cohosh for hot flashes
Retail price: $15-25/month
Where to save:
FSA/HSA Eligible? ❌ No, unless prescribed
Retail price: $12-20/month
Where to save: Generic store brands work just as well
For vaginal dryness, painful sex, and urinary symptoms. Often covered separately from systemic HRT.
Average price: $250-350/month without insurance
With coupons: $80-150/month
Where to save:
Average price: $80-120/month
Much cheaper alternative to brand-name
Where to save:
Average price: $100-200/tube
Generic version: Yes, much cheaper
Where to save:
Often overlooked but critical for energy, libido, and muscle maintenance during menopause.
Note: No FDA-approved testosterone products for women exist in the US. Most use low-dose men's products or compounded versions.
Average cost: $50-150/month
Where to save:
Birth control pills are often prescribed during perimenopause to regulate periods and ease symptoms.
Where to save:
These programs can reduce your out-of-pocket costs to $0-25/month if you have commercial insurance.
Veozah Savings Program
Note on Jevantique & Fyavolv:
⚠️ These are generic HRT medications (ethinyl estradiol/norethindrone). As generic drugs, they typically do NOT have manufacturer copay programs. However, they're often very affordable:
Vivelle-Dot Savings
Premarin/Prempro Patient Assistance
Duavee Savings
Climara Pro Savings
How to use manufacturer cards:
Important: Most manufacturer copay cards ONLY work with commercial insurance, not:
Step 1: Check if your medication has a program
Step 2: Verify eligibility Most programs require:
Step 3: Register or download
Step 4: Present at pharmacy
❌ Medicare Part D - Federal law prohibits manufacturer assistance
❌ Medicaid - Government program exclusion
❌ Tricare - Military insurance exclusion
❌ VA Benefits - Veterans health program exclusion
❌ Cash-pay patients (insurance that doesn't cover the drug at all)
Alternative for these patients: Look for Patient Assistance Programs (PAPs) - see below
If you CAN'T use copay cards, these programs may provide free or low-cost medication:
The Rx Advocates
NeedyMeds
Partnership for Prescription Assistance
RxAssist
Pfizer Patient Assistance (for Premarin/Prempro)
Since Medicare patients can't use copay cards, try these:
Medicare Extra Help (Low-Income Subsidy)
State Pharmaceutical Assistance Programs (SPAPs)
Choose Generic When Possible
Most PAPs require household income below these levels:
| Household Size | Annual Income Limit (approx.) |
|---|---|
| 1 person | $30,000-60,000 |
| 2 people | $40,000-80,000 |
| 3 people | $50,000-100,000 |
| 4 people | $60,000-120,000 |
Limits vary by manufacturer and program. Some are more generous than others.
Not all menopause products qualify for tax-advantaged spending. Here's what does and doesn't.
Prescription Medications:
Over-the-Counter with Prescription:
Medical Devices:
Over-the-Counter Supplements:
Comfort Products:
Note: Some items become eligible with a Letter of Medical Necessity (LMN) from your doctor. Ask your FSA administrator which items qualify.
Are pads/tampons FSA eligible?
✅ YES, as of 2020! The CARES Act made menstrual products FSA/HSA eligible without a prescription.
This includes:
If you don't have insurance OR your copay is too high, try these:
Step 1: Find your medication in the tables above
Step 2: Click through to 2-3 discount sites
Step 3: Enter your ZIP code and dosage
Step 4: Compare prices across your local pharmacies
Step 5: Show the coupon code to your pharmacist
Pro Tips:
What if my medication isn't listed?
Search directly on:
Insurance companies negotiate different prices with different pharmacies. Your copay may be based on the "list price" rather than the negotiated rate. Using a coupon bypasses insurance entirely and accesses a different pricing structure.
Action: Always ask your pharmacist to price it BOTH ways.
❌ No. Federal law prohibits manufacturer copay cards for Medicare Part D patients. However, you may qualify for:
❌ No. When you use a discount coupon instead of insurance, that purchase does NOT count toward your insurance deductible or out-of-pocket maximum.
However: This may still save you money! Example:
✅ YES! That's exactly how they're designed to work. The card covers your copay amount after insurance processes the claim.
Usually, but not always. Sometimes brand-name medications have better manufacturer coupons that make them cheaper than generic. Always compare both.
Prices can change monthly or even weekly. Best practice: Check prices each time you refill, especially if you're cash-paying.
Many women find telemedicine services more convenient AND often more affordable than traditional care. Here's a breakdown:
Fountain HRT
Joi Women's Wellness
Evernow
Midi Health
PlushCare
Gennev
Interlude (for vaginal/urinary symptoms)
Stella
Sesame
| Service | Monthly Cost | Meds Included? | Insurance? | Best For |
|---|---|---|---|---|
| Fountain HRT | $199 | ✅ Yes | ❌ No | All-in-one, no surprises |
| Joi | $50 | ✅ Yes | ❌ No | Testosterone access |
| Evernow | $35–49 | ❌ No | ✅ Yes | Ongoing support |
| Midi | $250 initial | ❌ No | ✅ Yes | Insurance coverage |
| PlushCare | $20 + visit | ❌ No | ✅ Yes | Same-day care |
| Gennev | Per visit | ❌ No | ✅ Yes | Pay-as-you-go |
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Price accuracy: Medication prices listed are estimates based on average retail prices as of November 6, 2025. Actual prices vary by pharmacy, location, insurance, and dosage. Always verify current pricing before purchasing.